401K vs. Faith

I’m writing this in my favorite corner of our love seat as I will myself to stay awake. I’m exhausted in the worse way, when sleep that brings dreams seems more tiring than simply sitting here staring into space.

It’s in these quiet mental moments that the thoughts from the back of my head finally get to percolate. So now I’m staring into a full mug of brain coffee and I’m trying to see if it’s any good. Here goes!

One of my passions in life is financial literacy. Right after God, my husband, and breakfast baked goods. I’ve been balancing my accounts since age 11 and budgeting since age 5. As I’ve learned more about economics and stewarding money well (and I have a loooong way to go), I’ve also run into a few roadblocks.

From friends, to articles, to the incredible auto-biography of George Muller, I’m constantly reminded of the importance of trusting God with one’s finances. We’ve all heard the stories of the mysterious checks that appear in people’s mailboxes just in the nick of time. These stories humble us and remind us of our ultimate dependence on God. And I believe all of this is very good.

But I also believe God has called us to be wise with our talents and treasure and that means saving for hard times, investing for the future, and living within one’s means.

Friends, I need your help. Have you ever felt like you had to choose between a 401(k) and your faith?What helped you balance complete dependence on God with wise planning?

Goodnight,
Chloe

P.S. Exciting new blog & business updates coming soon! Stay tuned.

2 thoughts on “401K vs. Faith

  1. Rebekah Bockus says:

    Hey girl, I’d love to hear more about how you feel like your 401K challenges your faith. I’ve always viewed it that using a 401(k) or 403(b)is being wise with your money and saving for the future. Obviously you don’t want to put so much away that you are “storing up treasures” and not using it well to glorify God in the present, but I think there is a value to it. Especially when your employer matches, it would seem foolish to not take advantage of that.

    Like

    • chloejsayers says:

      Hi Bekah! I agree with you completely. I’m a huge proponent of saving in general, and employer match makes it even better. I’ve just encountered a lot of views lately that counter that. Mainly, I’m hearing that it’s okay to spend your money on your necessities but budgeting in savings means you don’t trust God as much as you should. Finding that fine balance between storing up treasures and being prudent is definitely tricky, but I do think it’s judicious to budget for future expenses.

      Like

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